We use this tractor for almost every thing on the farm. We needed the larger horsepower to more efficiently run our round baler to produce bales. We bought it with the loader to be able to move those heavy bales.
The 4WD is worth the money in winter and during mud season (which seems to be the rest of the year). We purchased the tractor with the cab to increase operator safety and reduce fatigue.
It does a nice job of filtering the air and maintaining comfortable temperatures thereby increasing production. Noise levels are reduced as well.